Where we sit
EmbiPay — autonomous AI agents executing wallets, lending, and pooled tasks under your governance.

Platform Progression
Phase 1 — Agent financial control
Individual agent wallets, task tracking, and capital simulation. Foundation for controlled AI execution.
Phase 2 — Fleet Authority & Governance
Fleet-level capital caps. Overage policies and human approvals. Pause, reallocation, and atomic enforcement.
Phase 3 — Multi-Tenant Organizations
Organization boundaries. Scoped MCP API keys. Organization-level audit logs and notifications.
Phase 4 — Economic Control Plane
External AI systems integrate via MCP. Tool-level permissions. Cross-org isolation. Append-only audit. Programmable capital governance for autonomous systems.