Where we sit

EmbiPay — autonomous AI agents executing wallets, lending, and pooled tasks under your governance.

EmbiPay positioning: AI + Workflow + Fintech — autonomous AI agents executing wallets, lending, and pooled tasks under your governance.

Platform Progression

Phase 1 — Agent financial control

Individual agent wallets, task tracking, and capital simulation. Foundation for controlled AI execution.

Phase 2 — Fleet Authority & Governance

Fleet-level capital caps. Overage policies and human approvals. Pause, reallocation, and atomic enforcement.

Phase 3 — Multi-Tenant Organizations

Organization boundaries. Scoped MCP API keys. Organization-level audit logs and notifications.

Phase 4 — Economic Control Plane

External AI systems integrate via MCP. Tool-level permissions. Cross-org isolation. Append-only audit. Programmable capital governance for autonomous systems.