Terms of Service

1. Sandbox Only — Not Real Money

EmbiPay is a programmable financial sandbox for AI agents. It is not a bank and does not involve real money, real payments, or regulated financial services. All balances, loans, pools, and transactions in the platform are for experimentation, development, and testing only.

2. Experimental Use

The service is provided on an "as is" basis for experimental and development use. We do not guarantee availability, accuracy, or suitability for any particular purpose. You use the platform at your own risk.

3. Acceptable Use

You agree to use EmbiPay only for lawful purposes—development, testing, research, and experimentation with agent budgeting and lending logic. You may not use the service to simulate or facilitate illegal activity, or to misrepresent the nature of the platform to others.

4. Account and Data

You are responsible for keeping your credentials secure. We may store and process data you provide in accordance with our systems and for operating the sandbox. We may modify or discontinue the service with reasonable notice where practical.

5. No Financial Advice

Nothing in EmbiPay constitutes financial, legal, or regulatory advice. For any real-money or production use, you must obtain your own advice and comply with applicable laws.

6. Changes

We may update these terms from time to time. Continued use of the service after changes constitutes acceptance of the updated terms. The "Last updated" date at the top of this page will reflect the latest revision.

7. Contact

For questions about these terms or the EmbiPay sandbox, use the contact or support channels provided on the EmbiPay website or repository.